1. Introduction
This Cookie Policy applies to our use of "cookies" in connection with this website and our online platforms (collectively, the "Website"). We use cookies on our Website to help make your visits more effective and wish to explain more about how and why we use them.
Cookies other than strictly necessary cookies will not be placed on your device unless you have given your consent. You can manage your cookie preferences at any time through your browser settings or via the cookie consent mechanism on our Website.
For the purposes of this Cookie Policy, references to "Credora," the "Company," "we," "us," or "our" shall refer to Credora Ratings Group Ltd.
2. What Are Cookies
Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. For example, cookies are used to remember users' preferences and to help navigate between pages efficiently.
There are two broad categories of cookies:
- First-party cookies, served directly by us to your computer or mobile device.
- Third-party cookies, which are served by a third party on our behalf. We use third-party cookies for performance and analytics purposes.
Cookies can remain on your computer or mobile device for different periods of time. Some cookies are "session cookies," meaning that they exist only while your browser is open. These are deleted automatically once you close your browser. Other cookies are "persistent cookies," meaning that they survive after your browser is closed. They can be used by the Website to recognise your computer when you open your browser and browse the Internet again.
3. How Do We Use Cookies?
Our Company uses cookies in a range of ways to improve your experience on our Website, including:
- Remembering your cookie consent preferences
- Maintaining your session while you browse the Website
- Protecting the security of the Website
- Understanding how you use our Website through analytics
- Remembering your acceptance of our Terms of Use
4. What Cookies Do We Use?
The following tables describe the cookies used on our Website.
Strictly Necessary Cookies
These cookies are essential for the Website to function properly. They cannot be switched off in our systems and do not require your consent.
| Cookie Key |
Domain |
Type |
Expiration |
Description |
| redstone_credora_cookie_consent |
credora.network |
First-party |
Session / 12 months |
Stores your cookie consent preferences. |
| session_id |
credora.network |
First-party |
Session / 12 months |
Identifies your unique session during your visit. |
| csrf_token |
credora.network |
First-party |
Session / 12 months |
Protects the site against Cross-Site Request Forgery attacks. |
Performance and Analytics Cookies
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our Website. They are only placed with your consent.
| Cookie Key |
Domain |
Type |
Expiration |
Description |
| _ga |
google.com |
Third-party |
2 years |
Used by Google Analytics to distinguish unique users. |
| _gid |
google.com |
Third-party |
24 hours |
Used by Google Analytics to distinguish users (short-term). |
| _ga_* |
google.com |
Third-party |
2 years |
Persists session state for Google Analytics. |
Targeting and Advertising Cookies
No targeting or advertising cookies are currently in use on our Website.
Functionality Cookies
These cookies enable enhanced functionality and personalisation. They are only placed with your consent.
| Cookie Key |
Domain |
Type |
Expiration |
Description |
| RDST_CRDR_AD_TOU |
credora.network |
First-party |
6 months |
Records your acceptance of the Terms of Use. |
5. Cookies Set by Third-Party Websites
Credora does sometimes embed content from other websites. As a result, when you visit a page with content embedded from another website, you may be presented with cookies from those websites. Credora does not control the dissemination of these cookies. You should check the relevant third-party website for more information about these.
6. How to Control and Delete Cookies
You can manage your cookie preferences at any time. Cookies other than strictly necessary cookies will not be placed on your device unless you have given your consent through the cookie consent mechanism on our Website.
If you wish to restrict or block cookies, you can also do this through your browser settings. The "Help" function within your browser should tell you how.
Alternatively, you may wish to visit www.allaboutcookies.org which contains comprehensive information on how to do this on a wide variety of browsers. You will also find details on how to delete cookies from your computer as well as more general information about cookies. For information on how to do this on the browser of your mobile phone you will need to refer to your handset manual.
Please be aware that restricting cookies may impact on the functionality of the Website.
7. Further Information
More information about cookies and managing your browser settings can be found at: www.allaboutcookies.org
The International Chamber of Commerce's Guide to Cookies is available at: cookielaw.org
If you share the use of a computer, accepting or rejecting the use of cookies will affect all users of that computer.
8. Contact Us
If you have any questions or comments about this Cookie Policy, or privacy matters generally, please contact us via email at support@credora.io.
1. Introduction
This Cookies Policy applies to our use of “cookies” in connection with this website and our online platforms (collectively, the “Website”). We use cookies on our Website to help make your visits more effective and wish to explain more about how and why we use them. By continuing to browse our Website without adjusting your browser settings to block cookies (for information about how to do this please see below), you are agreeing to our use of cookies.
For the purposes of this Privacy Notice, references to “Credora”, the “Company”, “we”, “us” or “our” shall refer to X-Margin Inc. d/b/a Credora.
2. What are cookies
Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. For example, cookies are used to remember users’ preferences and to help navigate between pages efficiently.
There are two broad categories of cookies:
- First party cookies, served directly by us to your computer or mobile device.
- Third party cookies, which are served by a third party on our behalf. We use third party cookies for functionality, performance, and analytics purposes.
Cookies can remain on your computer or mobile device for different periods of time. Some cookies are 'session cookies', meaning that they exist only while your browser is open. These are deleted automatically once you close your browser. Other cookies are 'permanent cookies', meaning that they survive after your browser is closed. They can be used by the Website to recognise your computer when you open your browser and browse the Internet again.
3. How do we use cookies?
Our Company uses cookies in a range of ways to improve your experience on our website, including:
- Keeping you signed in
- Understanding how you use our website
4. What types of cookies do we use?
There are a number of different types of cookies, however, our website uses:
- Functionality – Our Company uses these cookies so that we recognize you on our website and remember your previously selected preferences. These could include what language you prefer and location you are in. A mix of first-party and third-party cookies are used.
- Advertising – Our Company uses these cookies to collect information about your visit to our website, the content you viewed, the links you followed and information about your browser, device, and your IP address. Our Company sometimes shares some limited aspects of this data with third parties for advertising purposes. We may also share online data collected through cookies with our advertising partners. This means that when you visit another website, you may be shown advertising based on your browsing patterns on our website.
5. Cookies set by Third Party websites
Credora does sometimes embed Rich-Text-content from other websites. As a result, when you visit a page with Rich-Text-content embedded from another website, you may be presented with cookies from those websites. Credora does not control the dissemination of these cookies. You should check the relevant third party website for more information about these.
6. How to control and delete cookies
If you wish to restrict or block the cookies which are set by us, or indeed any other website, you can do this through your browser settings. The “Help” function within your browser should tell you how.
Alternatively, you may wish to visit www.allaboutcookies.org which contains comprehensive information on how to do this on a wide variety of browsers. You will also find details on how to delete cookies from your computer as well as more general information about cookies. For information on how to do this on the browser of your mobile phone you will need to refer to your handset manual.
Please be aware that restricting cookies may impact on the functionality of the Website.
7. Further information
More information about cookies and managing your browser settings can be found at: http://www.allaboutcookies.org
The International Chamber of Commerce’s Guide to Cookies is available at: https://www.cookielaw.org/media/1096/icc_uk_cookiesguide_revnov.pdf
If you share the use of a computer, accepting or rejecting the use of cookies will affect all users of that computer.
8. Contact us
If you have any questions or comments about this Cookie Policy, or privacy matters generally, please contact us via email at support@credora.io.
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