Welcome to Credora. These Terms of Service (“Terms”) govern your access to and use of the website located at credora.network (the “Site”), and the ratings services, application program interfaces, and related services (collectively, the “Services”) provided by Credora Ratings Group Ltd. (“Company,” “We,” “Us,” or “Credora”).
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Services.
1. Eligibility and Accounts
To use certain aspects of the Services, you may be required to register an account or enter into a separate written agreement with Credora. You represent and warrant that you possess the legal capacity to enter into these Terms. You are responsible for keeping your account credentials secure and confidential.
You agree to notify us immediately at support@credora.io if you suspect any unauthorized access to or use of your account.
2. Proprietary Rights and License
Unless otherwise indicated, the Site and Services, including all content, designs, logos, software, text, graphics, and other materials therein, are the property of Credora or our licensors and are protected by intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Services for your internal business purposes, strictly in accordance with these Terms and any written agreements between you and Credora.
3. Prohibited Conduct
You agree not to engage in any of the following prohibited activities:
- Decompile, reverse engineer, or disassemble any aspect of the Services.
- Use any data mining, robots, or similar data gathering or extraction methods.
- Bypass or attempt to bypass any measures we may use to prevent or restrict access to the Services.
- Use the Services to build a competitive product or service.
- Engage in any activity that violates applicable laws or regulations.
4. Disclaimer of Warranties
THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CREDORA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT THE RISK RATINGS OR METRICS PRODUCED BY THE SYSTEM ARE ABSOLUTELY ACCURATE OR PREDICTIVE OF FUTURE PERFORMANCE.
5. Limitation of Liability
IN NO EVENT SHALL CREDORA, ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY UNDER THESE TERMS SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO CREDORA FOR THE SERVICES IN THE TWELVE MONTHS PRECEDING THE CLAIM.
6. Governing Law and Jurisdiction
These Terms and any disputes arising out of or related to these Terms or the Services shall be governed by and construed in accordance with the laws of the British Virgin Islands (BVI), without giving effect to any conflict of law principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts of the British Virgin Islands.
7. Contact Us
If you have any questions or comments about these Terms of Service, please contact us via email at support@credora.io.